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    MONTHLY REPORT: 2020-05 ISSUE 485 IN BDT

    MONTHLY REPORT: 2020-05 ISSUE 485 IN BDT

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    Statement No: 1           
    Issue No. : 485, Issue Date : June 22, 2020
    Grameen Bank Monthly Update in BDT: May 2020
    Sl. NoParticularsIn million BDT
    1.0Cumulative Amount Disbursed Since Inception2,217,910.52
    2.0Cumulative Amount Repaid Since Inception2,059,058.33
    3.0Amount Disbursed this Month0.13
    4.0Amount Repaid this Month2.17
    5.0Outstanding Loans
    5.1  Basic Loan151,093.17
    5.2  Flexible Loan (a)4,553.07
    5.3  Housing Loan1,000.92
    5.4  Education Loan1,865.79
    5.5  Other Loans339.24
    5.6  Total :158,852.19
    6.0Rate of Recovery(b)99.85
    7.0Total Outstanding of Borrowers Missing 5 to 9 Consecutive Installments(c)
    7.1  Basic Loan315.96
    7.2  Flexible Loan1,206.77
    7.3  Total :1,522.73
    8.0Overdue Loan(d)
    8.1  Basic Loan(e)1,252.72
    8.2  Flexible Loan253.21
    8.3  Housing Loan0.49
    8.4  Other Loans0.00
    8.5  Total :1,506.42
    9.0Microenterprise Loan (Cumulative)
    9.1  No. of Microenterprise Loans15,095,893
    9.2  Amount Disbursed535,424.92
    9.3  Amount Repaid491,744.85
    10.0Balance of Deposits
    10.1  Members’ Deposit166,246.77
    10.2  Non-Members’ Deposit69,249.55
    10.3 Total :235,496.32
    11.0Deposits to Outstanding
    11.1  Deposits as Percentage of Outstanding Loans148
    11.2  Deposits and Own Resources as Percentage of Outstanding Loans166
    11.3  No. of Branches with more in Deposits than in Outstanding Loans1,965
    12.0Beggar Members
    12.1  No. of Beggar Members83,254
    12.2  Amount Disbursed (Cumulative)183.89
    12.3  Amount Repaid (Cumulative)157.09
    12.4  Amount of Savings (Balance)9.63
    13.0Cumulative Number of Village Phones2,049,067
    14.0Cumulative Number of Houses Built with Housing Loans761,350
    15.0Life Insurance Fund (Cumulative)
    15.1  No. of deaths among all Borrowers206,010
    15.2  Amount paid out from Life Insurance Fund358.62
    16.0Loan Insurance
    16.1  Balance in Loan Insurance Savings16,390.69
    16.2  No. of deaths among the Persons Insured  (Cumulative)586,873
    16.3 Amount of Outstanding Principal and Interest of the
    Deceased Borrowers paid out from Insurance Fund (Cumulative)
    8,919.92
    17.0Higher Education Loan (Cumulative)
    17.1  No. of Female Students13,244
    17.2  No. of Male Students41,237
    17.3  Total :54,481
    17.4  Amount Disbursed (Female)1,095.21
    17.5  Amount Disbursed (Male)2,788.24
    17.6  Total :3,883.45
    18.0Scholarship (Cumulative)
    18.1  Scholarship Recipient (Female)176,519
    18.2  Scholarship Recipient (Male)117,860
    18.3  Total :294,379
    18.4  Scholarship Amount (Female)338.31
    18.5  Scholarship Amount (Male)224.03
    18.6  Total :562.34
    19.0Number of Members (f)
    19.1  Female9,031,069
    19.2  Male300,330
    19.3 Total :9,331,399
    20.0Number of Groups1,402,835
    21.0Number of Centres137,043
    22.0Number of Villages81,678
    23.0Number of Branches2,568
    24.0Number of Branches with Computerised Accounting and MIS2,568
    (a)On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more.  The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
    (b)Amount repaid as a percentage of amount due.
    (c)If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
    (d)On the last day of each month, 100 per cent provision is made for all overdue loans.  Entire outstanding amount of overdue loans are written off one year after they became overdue.
    (e)In case of one-year loan, if the  borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue.  In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
    (f)Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
    Note: Current Exchange Rate : 1USD = BDT 84.95