Home » Data And Reports »
    MONTHLY REPORT: 2020-01 ISSUE 481 IN USD

    MONTHLY REPORT: 2020-01 ISSUE 481 IN USD

    Print
    Statement No: 1         
    Issue No. : 481, Issue Date : February  04, 2020
    Grameen Bank Monthly Update In USD: January 2020
    Sl. No.ParticularsIn million USD
    1.0Cumulative Amount Disbursed Since Inception29,854.66
    2.0Cumulative Amount Repaid Since Inception27,553.50
    3.0Amount Disbursed this Month288.26
    4.0Amount Repaid this Month272.07
    5.0Outstanding Loans
    5.1  Basic Loan1,770.74
    5.2  Flexible Loan (a)53.77
    5.3  Housing Loan11.47
    5.4  Education Loan22.19
    5.5  Other Loans3.97
    5.6  Total  :1,862.14
    6.0Rate of Recovery(b)98.92
    7.0Total Outstanding of Borrowers Missing 5 to 9 Consecutive Installments(c)
    7.1  Basic Loan3.93
    7.2  Flexible Loan13.38
    7.3  Total :17.31
    8.0Overdue Loan(d)
    8.1  Basic Loan(e)12.197
    8.2  Flexible Loan2.857
    8.3  Housing Loan0.004
    8.4  Other Loans0.000
    8.5  Total :15.058
    9.0Microenterprise Loan (Cumulative)
    9.1  No. of Microenterprise Loans14,783,521
    9.2  Amount Disbursed6,720.43
    9.3  Amount Repaid6,130.33
    10.0Balance of Deposits
    10.1  Members’ Deposit1,997.88
    10.2  Non-Members’ Deposit840.07
    10.3 Total :2,837.95
    11.0Deposits to Outstanding
    11.1  Deposits as Percentage of Outstanding Loans152
    11.2  Deposits and Own Resources as Percentage of Outstanding Loans168
    11.3  No. of Branches with more in Deposits than in Outstanding Loans2,035
    12.0Beggar Members
    12.1  No. of Beggar Members78,668
    12.2  Amount Disbursed (Cumulative)2.67
    12.3  Amount Repaid (Cumulative)2.25
    12.4  Amount of Savings (Balance)0.11
    13.0Cumulative Number of Village Phones2,041,145
    14.0Cumulative Number of Houses Built with Housing Loans757,175
    15.0Life Insurance Fund (Cumulative)
    15.1  No. of deaths among all Borrowers205,045
    15.2  Amount paid out from Life Insurance Fund6.18
    16.0Loan Insurance
    16.1  Balance in Loan Insurance Savings192.17
    16.2  No. of deaths among the Persons Insured  (Cumulative)579,950
    16.3 Amount of Outstanding Principal and Interest of the
    Deceased Borrowers paid out from Insurance Fund (Cumulative)
    112.60
    17.0Higher Education Loan (Cumulative)
    17.1  No. of Female Students13,217
    17.2  No. of Male Students41,182
    17.3  Total :54,399
    17.4  Amount Disbursed (Female)14.75
    17.5  Amount Disbursed (Male)38.64
    17.6  Total :53.39
    18.0Scholarship (Cumulative)
    18.1  Scholarship Recipient (Female)176,519
    18.2  Scholarship Recipient (Male)117,860
    18.3  Total :294,379
    18.4  Scholarship Amount (Female)4.47
    18.5  Scholarship Amount (Male)2.97
    18.6  Total :7.44
    19.0Number of Members (f)
    19.1  Female9,000,042
    19.2  Male300,392
    19.3 Total :9,300,434
    20.0Number of Groups1,400,066
    21.0Number of Centres137,094
    22.0Number of Villages81,678
    23.0Number of Branches2,568
    24.0Number of Branches with Computerised Accounting and MIS2,568
    (a)On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more.  The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
    (b)Amount repaid as a percentage of amount due.
    (c)If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
    (d)On the last day of each month, 100 per cent provision is made for all overdue loans.  Entire outstanding amount of overdue loans are written off one year after they became overdue.
    (e)In case of one-year loan, if the  borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue.  In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
    (f)Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
    Note: Current Exchange Rate : 1USD = BDT 84.90