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    MONTHLY REPORT: 2018-08 ISSUE 464 IN BDT

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    Statement No: 1    
    Issue No. : 464, Issue Date : September 10, 2018
    Grameen Bank Monthly Update in BDT: August 2018
    Sl. No.ParticularsIn million BDT
    1.0Cumulative Amount Disbursed Since Inception1,813,325.67
    2.0Cumulative Amount Repaid Since Inception1,661,717.16
    3.0Amount Disbursed this Month14,900.70
    4.0Amount Repaid this Month15,405.41
    5.0Outstanding Loans
    5.1  Basic Loan143,178.76
    5.2  Flexible Loan (a)5,149.30
    5.3  Housing Loan723.41
    5.4  Education Loan2,203.66
    5.5  Other Loans353.38
    5.6  Total :151,608.52
    6.0Rate of Recovery(b)99.10
    7.0Total Outstanding of Borrowers Missing 5 to 9 Consecutive Installments(c)
    7.1  Basic Loan269.68
    7.2  Flexible Loan690.78
    7.3  Total :960.46
    8.0Overdue Loan(d)
    8.1  Basic Loan(e)436.04
    8.2  Flexible Loan119.39
    8.3  Housing Loan0.21
    8.4  Other Loans0.00
    8.5  Total :555.63
    9.0Microenterprise Loan (Cumulative)
    9.1  No. of Microenterprise Loans11,970,474
    9.2  Amount Disbursed423,296.76
    9.3  Amount Repaid378,715.70
    10.0Balance of Deposits
    10.1  Members’ Deposit143,100.37
    10.2  Non-Members’ Deposit64,401.74
    10.3 Total :207,502.10
    11.0Deposits to Outstanding
    11.1  Deposits as Percentage of Outstanding Loans136.87
    11.2  Deposits and Own Resources as Percentage of Outstanding Loans149.35
    11.3  No. of Branches with more in Deposits than in Outstanding Loans1,772
    12.0Beggar Members
    12.1  No. of Beggar Members77,454
    12.2  Amount Disbursed (Cumulative)180.21
    12.3  Amount Repaid (Cumulative)154.52
    12.4  Amount of Savings (Balance)9.11
    13.0Cumulative Number of Village Phones1,898,154
    14.0Cumulative Number of Houses Built with Housing Loans723,814
    15.0Life Insurance Fund (Cumulative)
    15.1  No. of deaths among all Borrowers195,478
    15.2  Amount paid out from Life Insurance Fund337.16
    16.0Loan Insurance
    16.1  Balance in Loan Insurance Savings15,085.07
    16.2  No. of deaths among the Persons Insured  (Cumulative)517,512
    16.3 Amount of Outstanding Principal and Interest of the
    Deceased Borrowers paid out from Insurance Fund (Cumulative)
    7,077.35
    17.0Higher Education Loan (Cumulative)
    17.1  No. of Female Students12,983
    17.2  No. of Male Students40,998
    17.3  Total :53,981
    17.4  Amount Disbursed (Female)1,023.11
    17.5  Amount Disbursed (Male)2,765.66
    17.6  Total :3,788.77
    18.0Scholarship (Cumulative)
    18.1  Scholarship Recipient (Female)165,516
    18.2  Scholarship Recipient (Male)111,446
    18.3  Total :276,962
    18.4  Scholarship Amount (Female)298.79
    18.5  Scholarship Amount (Male)201.11
    18.6  Total :499.89
    19.0Number of Members (f)
    19.1  Female8,698,774
    19.2  Male300,182
    19.3 Total :8,998,956
    20.0Number of Groups1,385,161
    21.0Number of Centres138,943
    22.0Number of Villages81,676
    23.0Number of Branches2,568
    24.0Number of Branches with Computerised Accounting and MIS2,568
    (a)On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more.  The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
    (b)Amount repaid as a percentage of amount due.
    (c)If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
    (d)On the last day of each month, 100 per cent provision is made for all overdue loans.  Entire outstanding amount of overdue loans are written off one year after they became overdue.
    (e)In case of one-year loan, if the  borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue.  In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
    (f)Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
    Note: Current Exchange Rate : 1USD = BDT 83.70