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    MONTHLY REPORT: 2018-02 ISSUE 458 IN BDT

    MONTHLY REPORT: 2018-02 ISSUE 458 IN BDT

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    Statement No: 1                                                                             
    Issue No. : 458, Issue Date : March 6, 2018
    Grameen Bank Monthly Update in BDT: February 2018
    Sl. No.ParticularsIn million BDT
    1.0Cumulative Amount Disbursed Since Inception1,696,471.17
    2.0Cumulative Amount Repaid Since Inception1,547,734.03
    3.0Amount Disbursed this Month20,229.44
    4.0Amount Repaid this Month18,184.95
    5.0Outstanding Loans
    5.1  Basic Loan140,536.85
    5.2  Flexible Loan (a)4,935.03
    5.3  Housing Loan718.84
    5.4  Education Loan2,321.03
    5.5  Other Loans225.38
    5.6  Total :148,737.14
    6.0Rate of Recovery(b)99.23
    7.0Total Outstanding of Borrowers Missing 5 to 9 Consecutive Installments(c)
    7.1  Basic Loan257.39
    7.2  Flexible Loan744.87
    7.3  Total :1,002.26
    8.0Overdue Loan(d)
    8.1  Basic Loan(e)351.02
    8.2  Flexible Loan148.62
    8.3  Housing Loan0.54
    8.4  Other Loans0.00
    8.5  Total :500.18
    9.0Microenterprise Loan (Cumulative)
    9.1  No. of Microenterprise Loans11,039,705
    9.2  Amount Disbursed389,563.64
    9.3  Amount Repaid343,642.74
    10.0Balance of Deposits
    10.1  Members’ Deposit140,688.19
    10.2  Non-Members’ Deposit64,400.44
    10.3 Total :205,088.63
    11.0Deposits to Outstanding
    11.1  Deposits as Percentage of Outstanding Loans137.89
    11.2  Deposits and Own Resources as Percentage of Outstanding Loans151.19
    11.3  No. of Branches with more in Deposits than in Outstanding Loans1,754
    12.0Beggar Members
    12.1  No. of Beggar Members77,402
    12.2  Amount Disbursed (Cumulative)180
    12.3  Amount Repaid (Cumulative)154
    12.4  Amount of Savings (Balance)9.24
    13.0Cumulative Number of Village Phones1,813,867
    14.0Cumulative Number of Houses Built with Housing Loans718,899
    15.0Life Insurance Fund (Cumulative)
    15.1  No. of deaths among all Borrowers192,385
    15.2  Amount paid out from Life Insurance Fund330.96
    16.0Loan Insurance
    16.1  Balance in Loan Insurance Savings14,434.22
    16.2  No. of deaths among the Persons Insured  (Cumulative)467,319
    16.3 Amount of Outstanding Principal and Interest of the
    Deceased Borrowers paid out from Insurance Fund (Cumulative)
    6,566.33
    17.0Higher Education Loan (Cumulative)
    17.1  No. of Female Students12,956
    17.2  No. of Male Students40,954
    17.3  Total :53,910
    17.4  Amount Disbursed (Female)1,006.87
    17.5  Amount Disbursed (Male)2,758.68
    17.6  Total :3,765.56
    18.0Scholarship (Cumulative)
    18.1  Scholarship Recipient (Female)155,549
    18.2  Scholarship Recipient (Male)105,579
    18.3  Total :261,128
    18.4  Scholarship Amount (Female)285.28
    18.5  Scholarship Amount (Male)193.26
    18.6  Total :478.55
    19.0Number of Members (f)
    19.1  Female8,652,310
    19.2  Male299,039
    19.3 Total :8,951,349
    20.0Number of Groups1,382,449
    21.0Number of Centres140,089
    22.0Number of Villages81,401
    23.0Number of Branches2,568
    24.0Number of Branches with Computerised Accounting and MIS2,568
    (a)On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more.  The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
    (b)This figure is not exactly equal to the differece between items 1 and 2 because of difference in conversion rates.
    (c)Amount repaid as a percentage of amount due.
    (d)If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
    (e)On the last day of each month, 100 per cent provision is made for all overdue loans.  Entire outstanding amount of overdue loans are written off one year after they became overdue.
    (f)In case of one-year loan, if the  borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue.  In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
    (g)Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
    (h)Note: Current Exchange Rate : 1USD = BDT 82.92